Water and Flood Damage Information

The Importance of Immediate Action

Water and flood damage require prompt attention to minimize further losses. If water damage occurs in your home or property, try to locate the source of the problem. By doing so, you can help prevent additional damage. For example, turning off the water supply for a leaking faucet, washing machine, or dishwasher can mitigate the issue. Additionally, contacting a plumber to report the leak and informing your insurance company about the damage is crucial.

Your insurance agent will guide you through the process and provide advice on the necessary steps. Then, move items such as furniture, boxes, clothing, and beds to an unaffected area. The primary objective is to protect your personal belongings and important documents. Standing water and damp materials can become breeding grounds for bacteria, viruses, and mold, leading to health risks. For more detailed information, check out our guide on Water and Flood Damage Information.

Water Damage Tips

• Remove as much excess water as possible by cleaning the area or using a wet/dry vacuum.
• Wipe away excess water from wood furniture and remove tabletop lamps or other items from the surface.
• Turn on air conditioning in the summer for maximum drying, or open windows in the winter to improve indoor air quality.
• Take down any affected artwork or paintings from the walls.
• Remove rugs from the floor and allow them to dry outside or indoors.
• Take out wet upholstery cushions from the frame and prop them up to dry quickly.
• Place plastic or aluminum foil under furniture legs (if not plastic) to prevent staining or damage.
• Puncture small holes in a sagging ceiling to release trapped water, placing a container underneath to catch any leakage.
• Ensure that electrical appliances are turned off while standing on wet carpets, floors, or concrete to avoid potential electric shock.
• Report your damage to your insurance company as soon as possible.
• Seek professional assistance for Insurance Claim Remodeling Contractor services.

Risks Associated with Water Damage

• Mold Growth – Damp conditions can lead to mold development, affecting indoor air quality and health.
• Strong Mildew Odors – A persistent musty smell may indicate excessive moisture in your home.
• Poor Indoor Air Quality – Water damage can introduce allergens, bacteria, and airborne pollutants.
• Growth of Microorganisms – Stagnant water creates an environment for harmful microbes to thrive.

Understanding Flood Damage and Insurance Coverage

Most water and flood damage incidents result from natural disasters. To minimize losses, assess whether your property requires additional insurance coverage. Consult with your provider about Insurance Restoration and determine if you qualify for it. Keep in mind that water damage from external sources is typically not covered by a standard home insurance policy. Therefore, reviewing and understanding your policy is essential.

Emergency Preparedness for Severe Storms

In cases of severe storms or hurricanes, preparation is key. Here are some essential items to keep on hand:

• Handheld radios and batteries – Stay updated with warning alerts.
• Adequate supply of bottled water – Ensure you have enough drinking water.
• Flashlights with extra batteries – Be prepared for power outages.
• Fully charged cell phones – Maintain communication during emergencies.
• Jackets or raincoats – Stay warm and dry in adverse weather conditions.

For winter-related concerns, be sure to check out our article on It’s Getting Cold.

Get Professional Help

We specialize in insurance claim repairs. For more information on what to do if you experience water or flood damage, click HERE. If you need a contractor for restoration services, learn more about What Does a General Contractor do in Bergen County, NJ?.